Terms of service

These terms apply to your use of MoneyLens, operated by Augustine Fabusoye (trading as MoneyLens). By creating an account or subscribing you agree to them.

What MoneyLens is

MoneyLens is a budgeting and planning tool. It gives general information and calculations based on the figures you enter. It is not financial, tax, investment, credit or legal advice, and we are not authorised to give regulated advice. You are responsible for your own decisions; consider speaking to a qualified adviser.

Your account

You must be 18 or over. Keep your login details secure and give accurate information. Tell us promptly if you think someone else has accessed your account.

Free use and subscriptions

Most of MoneyLens is free. Reports and the spending log are free for 30 days after you create your account, then need a paid subscription. Plans: £5.99 per month or £49.99 per year, including any applicable tax. Payments are taken by Stripe.

Subscriptions renew automatically at the end of each period until you cancel. You can cancel at any time from the Plans page (billing portal). Cancelling stops future renewals; you keep access until the end of the period you have paid for.

Cancellation and refunds

If you are a consumer you have 14 days from subscribing to change your mind and receive a refund. Contact us within that period and we will refund you in full to your original payment method. Because paid features are available immediately, if you have already used them a reasonable proportion for the days used may be deducted, as the law allows. This does not affect your statutory rights.

Price changes

We will give at least 30 days' notice by email before any price change applies to you.

Acceptable use

Do not misuse the service, attempt to break or bypass its security or paywall, or use it unlawfully. We may suspend accounts that do.

Availability and liability

We aim to keep MoneyLens available and accurate but provide it as is, without a guarantee of uninterrupted service or that calculations suit your circumstances. Nothing in these terms limits liability that cannot legally be limited, including for death or personal injury caused by negligence or for fraud. Subject to that, our total liability to you is limited to the amount you paid us in the 12 months before the claim.

Ending your account

You can stop using MoneyLens at any time and ask us to delete your account and data through the contact page. We may close accounts that breach these terms.

Changes and governing law

We may update these terms and will tell you about material changes. These terms are governed by the laws of England and Wales, and the courts there have jurisdiction, without affecting any rights you have to bring proceedings in your home country.

Questions? Contact us. See also our Terms, Privacy Policy and Cookies.